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Mississippi Letter to Creditors Notifying Them of Identity Theft for New Accounts

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Control #:
US-00704-LTR
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Description

This Letter to Creditors Notifying Them of Identity Theft for New Accounts is used to resolve the fraudulent opening of an account by an identity thief. An identity theft victim must notify the creditor of the account opened fraudulently in the victim's name to dispute the opening of the account and any charges or debits attributed to the account.

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FAQ

Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.

You could experience psychological harm and emotional distress. You could become a victim of repeat identity theft and fraud. Scammers can commit crimes in your name. Your personal data could circulate on the Dark Web forever.

If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).

To make certain that you do not become responsible for any debts incurred in your name by an identity thief, you must prove that you didn't create the debt. Taking action quickly is important, so don't delay. Create a personalized recovery plan at IdentityTheft.gov that walks you through each step of the process.

I am a victim of identity theft, and I did not make [this/these] charge(s). I request that you remove the fraudulent charge(s) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account (if applicable).

The bank/credit union will put your money back into your account after they receive a signed affidavit certifying that the charges in question were not made by you.

Treated as Hybrid Offences If you have been charged with identity theft, the Crown can prosecute it as an indictable offence with the maximum penalty of five years in prison. It can also be handled as a summary conviction Used for lesser offences, with a maximum penalty of two years less a day in jail.

Your liability for fraudulent purchases made with your credit card is up to $50, if you tell the credit card company about the fraudulent charges within 60 days of when the company sends you the statement showing the fraudulent charges.

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With income tax fraud and identity theft on the rise, the Department of Revenue is committed to safeguarding taxpayer dollars by increasing security ... Oct 5, 2022 — ... new fraudulent accounts from being opened by the imposter. Ask the ... write a victim impact letter to the judge handling the case. Contact ...1. Instruct them to flag your file with a fraud alert including a statement that creditors should get your permission before opening any new accounts in your ... Dec 23, 2021 — Second, you must write to any creditor whose information you dispute. Send them copies of the same information you sent to the credit bureau. A credit freeze makes it less likely that an identity thief could open a new account in your name. ... contacting you a fter you send them a letter telling them ... Sep 24, 2007 — Identity theft has increased so dramatically that the Federal Trade Commission has listed it as the top fraud-related consumer complaint for the ... Enclosed is a copy of my Identity Theft Report supporting my position, and a copy of my credit report showing the fraudulent items related to your company that ... If the identity theft involved the creation of new bank accounts, you should do the following ... • Call the involved financial institution and notify them of the ... Ask them to place a fraud alert on your credit report with a note that creditors should call you before opening any new accounts in your name. When you ... A fraud alert lasts one year. It will make it harder for someone to open new accounts in your name. You'll get a letter from each credit bureau. It will ...

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Mississippi Letter to Creditors Notifying Them of Identity Theft for New Accounts