Mississippi Notice of Coverage

State:
Mississippi
Control #:
MS-SKU-0318
Format:
PDF
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Description

Notice of Coverage

The Mississippi Notice of Coverage is a document that is issued by the Mississippi Department of Insurance to residents of the state. It informs individuals of their rights and options under the state's health insurance laws and regulations. The Notice of Coverage outlines the types of health plans that are available in Mississippi, including Medicare, Medicaid, and private insurance plans. It also explains the requirements for coverage and the costs associated with different plans. There are three types of Mississippi Notice of Coverage: 1. Standard Notice of Coverage: This is the basic Mississippi Notice of Coverage issued to individuals by the Mississippi Department of Insurance to inform them of available health plans and their associated costs and requirements. 2. Special Enrollment Notice of Coverage: This version of the Notice of Coverage is issued to individuals who have experienced a qualifying life event, such as the loss of health coverage, the birth of a child, or a change in marital status. This Notice of Coverage outlines the special enrollment period and options available to individuals in these situations. 3. Summary of Benefits and Coverage: This version of the Notice of Coverage is issued to individuals who are enrolling in a health plan and provides a summary of the plan's benefits and coverage. It includes information about co-payments, deductibles, and out-of-pocket maximums.

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FAQ

Most working Mississippians are protected by the Workers' Compensation Law, but there are exceptions. All employers with five (5) employees regularly employed are required to provide workers' compensation insurance coverage.

The Division of Workers' Compensation (DWC) is announcing the increase of the mileage rate for medical and medical-legal travel expenses by 3 cents to 65.5 cents per mile effective January 1, 2023. This rate must be paid for travel on or after January 1, 2023, regardless of the date of injury.

Mississippi Workers' Compensation Requirements All businesses with 5 or more employees regularly employed are required to provide workers' comp coverage. If the business has less than 5 regular employees workers' comp is not required but can be provided voluntarily by the employer.

Employees of religious or cultural organizations. Independent contractors. Federal employees. Certain maritime or transportation employees that have coverage from federal compensation laws.

Under the Mississippi Workers' Compensation Act, following a work related injury, a claimant has two years to file a claim for benefits.

There is no waiting period or minimum earnings requirement. WHAT MUST AN INJURED WORKER DO IN THE EVENT OF INJURY?

COMPENSATION BENEFITS The compensation rate is 66-2/3% of the AWW, subject to statutory minimum and maximum amounts, and is based on a 5-day work week. Compensation begins on the 6th day after disability. If disability continues for 14 days, benefits must be paid retroactively, to the first date of disability.

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Mississippi Notice of Coverage