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Missouri Eligibility Guidelines For Second Injury Rehab Benefits

State:
Missouri
Control #:
MO-SKU-2181
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Description

Eligibility Guidelines For Second Injury Rehab Benefits

Missouri Eligibility Guidelines For Second Injury Rehab Benefits are a set of guidelines that individuals must meet in order to receive assistance for medical and/or vocational rehabilitation services, such as job training. To be eligible for these benefits, an individual must have sustained a permanent disability, have a prior disability, and be able to demonstrate that the combined effects of the two disabilities are greater than the sum of the effects of the individual disabilities. There are three types of Missouri Eligibility Guidelines For Second Injury Rehab Benefits: * Disabilities due to a new injury: To qualify for benefits, an individual must have suffered a permanent, disabling injury as a result of an accident or illness that occurred after the date of the original disability. * Disabilities due to a pre-existing injury: To qualify for benefits, an individual must have suffered a permanent, disabling injury as a result of an accident or illness that occurred prior to the date of the original disability. * Combined disabilities: To qualify for benefits, an individual must have suffered a permanent, disabling injury as a result of an accident or illness that combined the effects of two disabilities, one of which was sustained prior to the date of the original disability.

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FAQ

A claim against the second injury fund shall be filed within two years after the date of the injury or within one year after a claim is filed against an employer or insurer pursuant to this chapter, whichever is later.

What Does the Second Injury Fund Do? The workers' comp Second Injury Fund assumes liability for compensation benefits attributable to prior injuries or illnesses. This happens when a worker subsequently becomes totally disabled because of a workplace injury.

The Second Injury Fund compensates injured employees when a current work-related injury combines with a prior disability to create an increased combined disability. The Second Injury Fund is funded by a surcharge paid by employers. The Missouri State Treasurer is the custodian of the Fund.

(c) If an employee suffers a compensable injury that results in death and the employee is not survived by a widow, widower, child, or dependent relative eligible to receive death benefits under AS 23.30. 215, the employer or insurance carrier shall pay $10,000 to the second injury fund.

For the employee, Second Injury Funds serve as additional anti-discriminatory support for those with disabilities seeking employment. For the employer, Second Injury Funds can serve as a limitation in liability if the employee is subsequently injured.

The Second Injury Fund ("SIF" or "the Fund") is a state operated workers' compensation insurance fund established in 1945 to discourage discrimination against veterans and encourage the assimilation of workers with a pre-existing injury into the workforce.

Permanent partial disability means that your work injury affects your ability to do certain jobs or work tasks but you are still able to work in some capacity (not necessarily the job you had at the time of your injury). Permanent total disability means that you are no longer able to work at any job.

The objectives of this policy are to provide employers with financial relief when a pre-existing condition enhances or prolongs a work-related disability. It thereby encourages employers to hire workers with disabilities.

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Missouri Eligibility Guidelines For Second Injury Rehab Benefits