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Please complete the Monthly Cash Flow Statement in its entirety. You must answer "None" to any item that is not applicable to your financial condition.Determine the Starting Balance. Now, count up and enter all of the payments you expect to make for the month. Include items such as inventory, rent, salaries, taxes, loan payments, etc. The first step in creating your cash flow statement is to determine your beginning cash balance. For a small business, a cash flow statement should probably be prepared as frequently as possible. This means either monthly or quarterly. 10. Summarize debt repayment. Much of this information can be taken from your most recent net worth statement.