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Debt lawsuits frequently end in default judgment, indicating that many people do not respond when sued for a debt. Over the past decade in the ... (a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;.Collection Legally Debt Collector Take Collection Threatening Debt Take Contacting Letter Threatening Action Debt Collector Threatening Action Debt Legally ... In November 2017, political appointees of President Donald Trump assumed control of the Consumer. Financial Protection Bureau (Consumer Bureau), the federal ... Or maybe you need to learn how to write a complaint letter about a deceptiveGSA's Consumer Action Handbook is an important part of USAGov?your guide to. A. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS ANDFor example, a creditor sues the consumer to recover a debt allegedly. Other than to obtain location information, a debt collector may not contact third persons such as a consumer's friends, neighbors, relatives, or employer. And debt collectors should immediately cease from contacting a consumer's place of employment unless a consumer gives the collector permission or a court ... Bankruptcy and collections. He has also served as a contributing author for the. UK/CLE Consumer Bankruptcy Practice in Kentucky: Chapter 7 Practice. The Consumer Financial Protection Bureau settled with a debt collection enterprise that allegedly misrepresented consumers' debts and failed to conduct ...