Minnesota Instructions — Temporary Relief Without Children is a set of instructions that provides guidance to people in Minnesota who are seeking temporary relief from their debts without having to file for bankruptcy. This type of relief is typically available to individuals who have few assets, such as a car, and limited disposable income. The instructions outline the process for filing for debt relief, including the forms and documents that must be submitted, the fees that may be involved, and the types of debts that can be discharged. In some cases, this type of relief may also be available to couples who are filing jointly, though the process is slightly different. There are two main types of Minnesota Instructions — Temporary Relief Without Children: Chapter 7 and Chapter 13. Chapter 7 is a “straight bankruptcy” that seeks to completely discharge all eligible debts, while Chapter 13 is a repayment plan that allows for the repayment of some debts over a period of three to five years.