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2. State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act. (FDCPA) ... Are you being harassed by a debt collector calling you from numbers that match your area code? Debt collectors can collect from debtors by ...Knoll alleges that Defendants' practice of transmitting the false namename other than the true name of the debt collector's business, company, ... The FDCPA prohibits debt collectors from employing ?any false, deceptive, or misleading representation or means in connection with the collection of any ... Section 1692e(14), that it is false or misleading for a debt collector to use ?any business, company, or organization name other than the true ... (14) The use of a business, company, or organization name other than the true name of the debt collector's business, company, or organization;. The auto finance company violated the Consumeruncommon names were the result of anotherdecertified a Fair Debt Collection Practices Act letter. Know whether they are collecting a debt that is not ?out of statute.? As a result,Consumers chose to do business with the creditor, but they cannot. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to ... Fair Debt Collection Practices Act 1974. 2. Fair Credit Reporting Act 1970. E. Other Specific Protections. Federal and state consumer protection laws govern ...