Michigan Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

The answer is: A) The injury must have occurred while the employee was on the job. Workers' compensation is the payment to an employee for injuries which occurred on the job. Employers are required to provide regular income and other cash benefits for the hospitalization, medical, or surgical needs of the employee.

You must be an employee. Your employer must carry workers' comp insurance. You must have a work-related injury or illness. You must meet your state's deadlines for reporting the injury and filing a workers' comp claim.

Michigan law requires notice of injury be given to an employer within 90 days. Filing an initial Michigan workers' comp claim for medical or wage loss must also be made within 2 years. If both requirements are satisfied it will lock in a person's legal rights.

The purpose of workers' compensation is to provide benefits to injured workers. It ensures workers who are injured at work have access to medical care and receive compensation to cover a portion of their lost wages while they are out of work, among other benefits.

Common Reasons For Denied Claims In Michigan You may not have filed within the small, 60-day window. Your employer did not properly complete their portion of the compensation benefits. Your employer does not carry insurance. The employer is disputing the claim that you were injured.

The answer to this question is almost always ?yes.? Most employers are required by law to purchase workers compensation. In fact, every single U.S. state but Texas mandates that companies purchase workers compensation coverage.

You'll need workers' comp if you have three or more employees, or one employee working more than 35 hours per week for 13 weeks or longer. Both public and private employers need Michigan workers' compensation coverage.

Workers' compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill ?in the course and scope? of their job. It also pays death benefits to families of employees who are killed on the job.

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Michigan Checklists - Worker's Compensation Claims