Maine Products Liability Questionnaire

State:
Multi-State
Control #:
US-Q1034
Format:
Word; 
Rich Text
Instant download

Description

This form addresses important considerations that may effect the legal rights and obligations of the parties in a product liability matter. This questionnaire enables those seeking legal help to effectively identify and prepare their issues and problems. Thorough advance preparation enhances the attorney’s case evaluation and can significantly reduce costs associated with case preparation.



This questionnaire may also be used by an attorney as an important information gathering and issue identification tool when forming an attorney-client relationship with a new client. This form helps ensure thorough case preparation and effective evaluation of a new client’s needs. It may be used by an attorney or new client to save on attorney fees related to initial interviews.


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FAQ

Yes, 250/500 is enough insurance for most drivers since it exceeds most states' minimum car insurance requirements as well as the median net worth. Still, you should consider getting more coverage if you have a high net worth, to make sure you are completely covered if a serious accident occurs.

As a rough rule of thumb, auto insurance experts recommend liability coverage of at least 100/300/100 ? meaning, $100,000 in body injury liability insurance per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

General liability insurance The vast majority small businesses purchase a general liability policy with a $1 million per occurrence limit and a $2 million aggregate limit.

A $5 million umbrella policy costs around $375 to $525 per year, on average. Every policyholder's umbrella insurance premium will vary based on their personal risk factors, so individuals who own more cars or properties will be more expensive to insure, as will people who are particularly likely to be sued.

Liability insurance covers bodily injury and property damage to others as a result of a crash for which you are responsible. The minimum required limits are $50,000 per person/$100,000 per accident for bodily injury, and $25,000 for property damage.

Comprehensive General Liability (CGL) policies generally provide coverage for product liability under the ?products hazard? provision. The primary purpose of CGL insurance is to cover legal liability of the policyholder for accidents happening away from the premises owned, rented or controlled by the policyholder.

The CGL policy covers three types of liability exposures: premises and operations exposure, products and completed operations exposure, and indirect/contingent exposure.

The amount of your umbrella insurance policy should match your entire net worth. So if your assets stand at $1 million, bingo. That's how much umbrella insurance you need.

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Maine Products Liability Questionnaire