This notice is not from a debt collector but from the party to whom the debt is owed.
Maine Notice by Mail to Debtor of Action if Payment not Made
Category:
State:
Multi-State
Control #:
US-01748BG
Format:
Word;
Rich Text
Instant download
Description
How to fill out Notice By Mail To Debtor Of Action If Payment Not Made?
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FAQ
Your creditors do not have to accept your offer of payment or freeze interest. If they continue to refuse what you are asking for, carry on making the payments you have offered anyway. Keep trying to persuade your creditors by writing to them again.
A legitimate debt collector should be able to tell you their company name and mailing address, as well as information about the debt they say you owe. The debt collector should provide information about themselves and their collection agency.
It should also be sent certified mail. That's because certified mail debt collection letters are part of the legal requirements. Without these elements, it is not a valid debt validation letter. If you discover that you haven't received one of these letters, then it's time for you to send a debt verification letter.
When a debt collector contacts you, they must tell you: the amount owed, who the original creditor is, that you may dispute the debt, or that you may seek verification of the debt. This means you can send a letter back to the debt collector and ask that they send documents confirming whether the debt is yours.
Debt collectors may send you notices or letters, but the envelopes cannot contain information about your debt or any information that is intended to embarrass you. You may ask a debt collector to contact you only by mail, or through your attorney, or set other limitations.
Do I have to be told before a debt is turned in to collections? While the creditor does not have to tell you before sending your account to a debt collector, usually they will try and collect the debt from you before sending to a collector.
A debt collector may not commence a collection action more than 6 years after the date of the consumer's last activity on the debt. This limitations period applies notwithstanding any other applicable statute of limitations, unless a shorter limitations period is provided under the laws of this State.
Process to enforce a judgment for the payment of money shall be a writ of execution, unless the court directs otherwise. No execution running against the body shall be issued unless, where the law expressly permits such execution, it is so ordered by the court after motion and hearing for good cause shown.
