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What is the Guaranty Fund? The Maryland Home Improvement Commission administers a Guaranty Fund, which exists to reimburse homeowners for the actual loss caused by a licensed contractor who performed a home improvement job in an unworkmanlike, incorrect, or incomplete manner, or who abandoned a home improvement job.
Individual and group life insurance policies as well as annuities, long-term care and disability income insurance policies are covered by life and health guaranty associations.
On the Maryland Certificate of Title there is a space for the purchase price, and you will not need a bill of sale, unless the vehicle is 7 years old or newer and the vehicle is being sold for less than the book value.
How much money can I recover from the Guaranty Fund? The maximum recovery for a claim against the Guaranty Fund is $20,000 per claimant, or the amount the homeowner paid to the contractor against whom the Guaranty Fund claim is made, whichever amount is less.
Buyer: Register the car. You will need the title, signed over to you; the MVA Bill of Sale, if required; the passing inspection report; proof of insurance; and the titling fee.
Guaranty Fund claims are limited to actual monetary damages suffered, up to $50,000.
Life and health insurance guaranty associations were created to protect state residents who are policyholders and beneficiaries of policies issued by a life or health insurance company that has gone out of business.
The maximum amount recoverable per transaction shall be increased to $20,000 for claims filed on the basis of causes of action which accrue after the effective date of P.L. 1993, c. 51 (C.