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Your direct heirs usually include your spouse, children, and parents. Adoptive heir: This includes any adopted children you may have. Adopted children generally have the same inheritance rights as biological children. Collateral heir: Any of your less direct relatives are considered your collateral heirs.
When a person dies, their liabilities are not discharged automatically unless it is contractually provided for. While some liabilities of the deceased may potentially be covered by insurance policies, other liabilities of the deceased must be repaid from the estate.
Generally speaking, assets not accounted for by the estate plan include the following: Pension plans. Savings bonds. Living trust assets. 401 (k) accounts. Savings accounts (in select circumstances)
In Maryland, a Will must be in writing, signed by the testator (or by someone else for him/her in his/her presence with his/her permission), and attested and signed by at least two credible witnesses in the presence of the testator.
If the deceased has named a payable-on-death (POD) beneficiary for the account, the person named will get access to it immediately. They will simply need to show a death certificate and identification to the bank.
The property that a person leaves behind when they die is called the ?decedent's estate.? The ?decedent? is the person who died. Their ?estate? is the property they owned when they died. To transfer or inherit property after someone dies, you must usually go to court.