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In any action of tort brought as a result of bodily injury, sickness or disease, arising out of the ownership, operation, maintenance or use of a motor vehicle within this commonwealth by the defendant, a plaintiff may recover damages for pain and suffering, including mental suffering associated with such injury, ...
The multiplier method is a common way of calculating damages for pain and suffering. Under this method, the financial losses you incurred will be multiplied by a number between 1.5 and 5. This number will be reached by assessing the extent of injuries you suffered and their impacts on your life.
Personal Injury Protection (PIP) in Massachusetts is insurance coverage that everybody in Massachusetts is required to have when registering a car. It is for the benefit of the owner of the car and certain other people who are injured or killed in automobile accidents regardless of who is at fault in the accident.
In Massachusetts, to be eligible to even present a claim for pain and suffering resulting from a car accident, you must have incurred at least $2000 in reasonable and necessary medical expenses as a result of your car accident related injuries. Like every rule however, there are exceptions.
The Multiplier method adds up all incurred costs like medical bills, lost wages, etc. along with inevitable future costs. It then takes that total and multiplies it 1.5 to 5 times that amount depending on the severity of the pain, suffering, and emotional distress.
The PIP insurer will commonly subrogate against the legally responsible party. The subrogation process is the responsible party's insurance company paying back to the PIP insurer any sums it has advanced under the PIP provisions of the policy, effectively being reimbursed.
It entails totaling your economic damages and multiplying them by a variable. Typically ranging from 1.5 to 5, higher variables are assigned to more severe cases. For instance, if you incurred $100,000 in economic damages and a 1.5 variable is applied, your pain and suffering damages would amount to $150,000.
The pain multiplier approach: This method determines pain and suffering damages by multiplying actual economic damages like medical expenses by a set number (the multiplier). The multiplier is usually between 1.5 and 5, with a higher multiplier for more serious injuries.