This office clause is a form dealing with compliance with legal requirements and insurance recommendations covering most all of the issues covered.
Massachusetts Clause Addressing Compliance with Legal Requirements and Insurance Recommendations
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Multi-State
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US-OL13064
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FAQ
In order to register a car in Massachusetts, you must have automobile insurance. By law, you must purchase four coverages called Compulsory (or Mandatory) Coverages in, at least, minimum amounts required by law, and in higher amounts if you choose to do so.
The Massachusetts minimum car insurance requirements are: $20,000 bodily injury liability per person. $40,000 bodily injury liability per accident. $5,000 property damage liability per accident.
The Exclusions Exclusions take coverage away from the Insuring Agreement. The three major types of Exclusions are: Excluded perils or causes of loss. Excluded losses.
In Massachusetts, it is a crime to operate a motor vehicle without proper insurance under M.G.L. c. 90, § 34J. The law states that any individual who operates or permits to be operated a motor vehicle for which insurance has not been provided or maintained shall be punishable under the law.
Like most states, Massachusetts requires that every registered motor vehicle (except mopeds with a maximum speed of under 30mph) be covered by a car insurance policy that meets certain minimum requirements in case the vehicle is involved in a car accident.
Revocable. Which provision concerns the insured's duty to provide the insurer with reasonable notice in the event of a loss? Notice of claim.
Massachusetts has an ?individual health insurance mandate? which requires most adults to carry health insurance if it is affordable to them and that meets certain coverage standards (referred to as ?Minimum Creditable Coverage? or MCC).
In fact, Massachusetts was the very first state to require car liability insurance back in 1925. Although there are many different kinds of auto insurance coverage available, the type and amount required by the state are as follows: Bodily Injury to Others - $20,000 for each person, $40,000 per accident.
