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This title may be cited as the ?Consumer Protection for Medical Debt Collections Act?. SEC. 402. Amendments to the Fair Debt Collection Practices Act. (a) ... The Bureau also proposes to require a debt collector to provide prompts that a consumer could use to dispute the debt, request information about ...Creditor who originated the debt the agency is seeking to collect. The debt collection agency shall maintain in each file the following records to document ...24 pagesMissing: Massachusetts ? Must include: Massachusetts
creditor who originated the debt the agency is seeking to collect. The debt collection agency shall maintain in each file the following records to document ... statute-of-limitations disclosure would not mislead the least sophisticated debtor into thinking that the debt collector could. A creditor must comply with the resolution procedures set forth in the act within two (2) billing cycles and not later than 90 days after receipt of the notice. debtor; and any false, deceptive, or misleading statements in connection with the collection of a debt. It also requires debt collectors to ... Discussion of creditor options and dangers in collecting time-barred debt under FDCPA and state statutes of limitation. Cohen has also spoken at seminars regarding collections in. Massachusetts as well as the impact of the Consumer Fraud Protection Bureau on the industry. When deciding whether a debt collection letter violates the FDCPA,right to dispute her debt or request information about the original creditor. By C Stueben · 2010 · Cited by 22 ? many debt collectors utilize the same collection letters in multiple states.customers (the Debtors) fail to pay their bills on time, the Clients ...