Louisiana Employment Safety and Health Package
Description
How to fill out Employment Safety And Health Package?
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FAQ
Independent contractors usually do not receive employer-provided benefits like health insurance or the ability to participate in a retirement plan. Example: Jim does not receive any benefits in connection with his work. Employees can usually be terminated at will.
Louisiana workers' compensation laws typically allow business owners to employ independent contractors without coverage. And independent contractors themselves usually don't need workers' comp coverage.
Simply fill out the Louisiana Workforce Commission's Office of Workers' Compensation's First Report of Injury or Illness (Form LWC-WC-IA-1) and email the report to onlineclaims@lwcc.com. An LWCC claims service professional will then call you within 24 hours to discuss the injury.
How much does workers' compensation insurance cost in Louisiana? The average cost of workers' compensation in Louisiana is $54 per month. Your workers' comp premium is calculated based on a few factors, including: Payroll.
The general rule is that an injured workers can draw up to 2/3 of their average wahes for up to 100 weeks while on temporary total disability. However, if the injury is disabling or catastrophic they can receive up to 520 weeks of supplemental earning benefits or choose a $50,000 lump sum settlment.
However, the following employers are exempt from carrying this insurance, and their employees are not covered if they are injured on the job: Real estate brokers or sales agents licensed in Louisiana. Employees of a private residential household. Employees of a private unincorporated farm.
Louisiana is under federal OSHA jurisdiction which covers most private sector workers within the state. State and local government workers are not covered by federal OSHA.
Unlike health insurance, there are no employee payroll deductions for workers' compensation insurance. Workers' compensation provides benefits to your employees if they get sick from their work or injured on the job.
