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The other 75% of your earnings and any other income that can't be garnished by a creditor is considered exempt. In Louisiana, other exemptions include Social Security benefits, unemployment benefits, and worker's compensation, among others.
Information in the Letter For example, you must clearly write the employee's full legal name and Social Security number, as well as the date. The notice should include why the employee is receiving the notice, such as not paying child support, as well as the actual percentage that will be deducted.
Respond promptly to the court order (if the order requires). The employer must return a statutory response form within the required amount of time (set by the court order). The form is typically sent to the employer with the garnishment order. Respond quickly to avoid the risk of a court-issued penalty.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
There are generally only two ways to stop wage garnishment in Louisiana. You can either pay the amount you owe off, or you can file for bankruptcy. If you decide to pay the full amount, you can do this by either paying a one-time lump sum, or you can allow the wage garnishment to continue until the full amount is paid.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
If the debt is still with the original lender or creditor and they've already won a wage garnishment court order, it may be difficult to negotiate a payment plan, but it's still worth asking. Call the creditor and explain your situation. Ask if there are options to get on a payment plan that you can afford.