US Legal Forms
Spec Forms
Louisiana
Retail Installment Contract and Security Agreement

Louisiana Retail Installment Contract and Security Agreement

Category:

Loans and Lending - Retail Installment Contracts

State:

Multi-State

Control #:

US-01496BG

Format:

Instant download

Description

In a retail installment sale to a consumer as defined by Regulation Z of the Federal Trade Commission (FTC), the creditor must make the disclosures required by Regulation Z clearly and conspicuously in writing, in a form that the consumer may keep. The disclosures must be grouped, must be segregated from everything else, and must not contain any information not directly related to the disclosures required by Regulation Z (although the disclosures may include an acknowledgment of receipt, the date of the transaction, and the consumer's name, address, and account number). 12 C.F.R. § 226.17(a)(1). Regulation Z sets forth several closed-end model forms and clauses which illustrate other formats for these disclosures. 12 C.F.R. Part 226, Appendix H.

A federal notice regarding preservation of the consumer's claims and defenses is
required on all consumer credit contracts by Federal Trade Commission regulation. 16
C.F.R. § 433.2. The notice must appear in at least 10- point, bold face, type or print and
must be worded as shown if the form.

Mississippi Proxy and Stock Option Agreement

View this form

Nebraska Proxy and Stock Option Agreement

View this form

Nevada Proxy and Stock Option Agreement

View this form

New Hampshire Proxy and Stock Option Agreement

View this form

New Jersey Proxy and Stock Option Agreement

View this form

How to fill out Retail Installment Contract And Security Agreement?

Choosing the right authorized papers design can be quite a battle. Of course, there are a lot of layouts available on the Internet, but how do you discover the authorized type you need? Utilize the US Legal Forms internet site. The assistance offers a large number of layouts, like the Louisiana Retail Installment Contract and Security Agreement, that you can use for enterprise and private requires. All the kinds are checked out by experts and satisfy state and federal demands.

When you are already authorized, log in for your account and click the Down load switch to find the Louisiana Retail Installment Contract and Security Agreement. Utilize your account to check from the authorized kinds you have bought earlier. Proceed to the My Forms tab of your own account and obtain one more duplicate in the papers you need.

When you are a brand new end user of US Legal Forms, allow me to share simple instructions so that you can stick to:

Initial, be sure you have chosen the appropriate type for your town/area. You may look through the form making use of the Preview switch and study the form information to make certain this is basically the best for you.
In case the type will not satisfy your needs, use the Seach area to obtain the appropriate type.
When you are certain that the form is suitable, click on the Acquire now switch to find the type.
Choose the prices plan you desire and enter in the necessary information and facts. Create your account and pay for the order using your PayPal account or Visa or Mastercard.
Opt for the data file formatting and download the authorized papers design for your system.
Comprehensive, modify and print and indicator the obtained Louisiana Retail Installment Contract and Security Agreement.

US Legal Forms may be the most significant library of authorized kinds that you can discover various papers layouts. Utilize the service to download appropriately-manufactured files that stick to express demands.

Form popularity

FAQ

The state of Louisiana is unique in that nearly all civil actions have a one-year statute of limitations (most states range from two to five years for more claims). The exceptions are the three-year limits on collections of rent and debts and a 10-year statute of limitations for contracts and judgments.

The statute of limitations for most Louisiana debts is 10 years. Louisiana exempts 75% of wages from garnishment. Louisiana does not allow liens on personal property.

A. A money judgment may be revived at any time before it prescribes by an interested party by the filing of an ex parte motion brought in the court and suit in which the judgment was rendered. The filing of the motion to revive interrupts the prescriptive period applicable to the judgment.

Louisiana Laws - Louisiana State Legislature. A money judgment rendered by a trial court of this state is prescribed by the lapse of ten years from its signing if no appeal has been taken, or, if an appeal has been taken, it is prescribed by the lapse of ten years from the time the judgment becomes final.

A retail installment contract is one where the lender maintains title to the property, such as a car, and the borrower has use of the property and makes regular installment payments toward the purchase of the property. It is often used in the purchase of motor vehicles.

Debts from a breach of contract in Louisiana have a prescription period of 10 years beginning from the date of breach or last payment to the debt account. This period covers all types of general contracts except those assigned specific periods following their governing codes within the state's laws.

A retail installment contract and security agreement is a specific type of contract used in retail sales, where the buyer agrees to make payments over time and provides security for the seller in case of default.