Kentucky Limited Title Opinion
Description
How to fill out Limited Title Opinion?
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FAQ
Who selects the title company? Since the purchaser of the property will soon be inheriting all the responsibilities, past, present, and possibly future of the property that they have selected to purchase, the buyer has the right to choose the title company that they would most prefer to work with.
Premiums for title insurance are usually paid by you, the buyer, and only protect against losses prior to your buying the property. You have the right to use any licensed Kentucky title insurance company. You do not have to use one recommended by your real estate agent or lender.
Opinions of title are usually issued by attorneys. Title companies use the opinion made by the attorney to issue a document called a title report. This is a legal document that can be used in varying ways, but is most often in the process of purchasing a property, researching ownership, or verifying a lien status.
A good title informs the reader accurately about the contents of the article. The main responsibility of a title is to explain what the article is about without misleading or establishing wrong expectations. Make sure it doesn't include anything that your reader won't be able to find in the paper.
It is possible to conduct a title search yourself, but it is not recommended. You would need to seek out the specific records at the county courthouse, recorder's office, county assessor office, and other locations.
Opinions of title are usually issued by attorneys. Title companies use the opinion made by the attorney to issue a document called a title report. This is a legal document that can be used in varying ways, but is most often in the process of purchasing a property, researching ownership, or verifying a lien status.
Definition: Executed by an attorney who has studied the abstract of title, it will list any defects or clouds on the title and includes the attorney's opinion of whether the seller has a marketable title. Also called an opinion of title.
A title opinion is the written opinion of an attorney, based on the attorney's title search into a property, describing the current ownership rights in the property, as well as the actions that must be taken to make the stated ownership rights marketable.
