Kentucky Insurance Agent Agreement - Self-Employed Independent Contractor

State:
Multi-State
Control #:
US-INDC-147
Format:
Word; 
Rich Text
Instant download

Description

Employer contracts with an insurance agent for hire as an independent contractor to provide various insurance services for customers and clients of employer as specified in the contract. Contract includes confidentiality clause.
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  • Preview Insurance Agent Agreement - Self-Employed Independent Contractor
  • Preview Insurance Agent Agreement - Self-Employed Independent Contractor
  • Preview Insurance Agent Agreement - Self-Employed Independent Contractor
  • Preview Insurance Agent Agreement - Self-Employed Independent Contractor

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FAQ

California's contractor laws state that an independent contractor is a person or business who provides a specific service to another company in exchange for compensation. It further says that the independent contractor is under managerial control for results and not how he or she accomplishes the work.

The contract should state who pays which expenses. The contractor is usually responsible for all expenses including mileage, vehicle maintenance, and other business travel costs; work supplies and tools; licenses, fees, and permits; phone and internet expenses; and payments to employees or subcontractors.

Becoming an independent contractor is one of the many ways to be classified as self-employed. By definition, an independent contractor provides work or services on a contractual basis, whereas, self-employment is simply the act of earning money without operating within an employee-employer relationship.

Simply put, being an independent contractor is a way of being self-employed. Is an independent contractor self-employed? Yes. Independent contractors are self-employed who earn an income but do not work as employees.

Simply put, being an independent contractor is one way to be self-employed. Being self-employed means that you earn money but don't work as an employee for someone else.

Simply, agents and brokers in insurance are intermediaries between companies and consumers. An insurance company appoints several insurance agencies. Insurance companies are providers of the product, while agencies are providers of the service, distributing the product to consumers.

AN insurance agent is not an employee of an insurance company. While there may be some traits in the relationship between the agent and the insurance company that might appear to reflect an employer-employee relationship, the Supreme Court (SC) held in Tongko v The Manufacturers Life Insurance Co.

An insurance agent is a professional who sells an insurance company's products to consumers for a commission. To sell insurance, an agent helps consumers select the right insurance to buy, but represents the insurance company in the transaction.

AN insurance agent is not an employee of an insurance company. While there may be some traits in the relationship between the agent and the insurance company that might appear to reflect an employer-employee relationship, the Supreme Court (SC) held in Tongko v The Manufacturers Life Insurance Co. (Phils.) Inc.

If you are a business owner or contractor who provides services to other businesses, then you are generally considered self-employed. For more information on your tax obligations if you are self-employed (an independent contractor), see our Self-Employed Individuals Tax Center.

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Kentucky Insurance Agent Agreement - Self-Employed Independent Contractor