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In 1934, it became a federal crime to rob any national bank or state member bank of the Federal Reserve System. The law soon expanded to include bank burglary, larceny, and similar crimes, with jurisdiction delegated to the FBI.
If a bank is federally insured, robbery charges will be filed as a federal crime under 18 U.S.C. § 2113. Further, 18 U.S.C. § 2113 covers a situation where you enter a financial institution with the intent to commit a felony crime affecting the institution, or to commit any type of theft offense.
Unarmed Bank Robbery: Entering a bank to take money by force or intimidation is punishable by up to 20 years in prison and a fine. Armed/Aggravated Bank Robbery: Using a weapon or causing assault/danger during a robbery can lead to up to 25 years in prison and a fine.
The maximum bank robbery sentence for someone convicted of taking bank property through the use of force or intimidation under 18 USC 2113(a) is up to 20 years in federal prison. If someone steals property from a bank valued under $1,000 without the use of force, he may face up to one year in prison.
The bank robbery statutes of limitations under federal law take five years. There will be no trial after the expiration of that period at the federal level. However, there could be charges with more extended statue limitation under specific laws.