Kentucky Accident Policy
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How to fill out Accident Policy?
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FAQ
The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident according to their own insurance policy.
Yes, Kentucky is a choice no-fault state, which means that, by default, drivers in Kentucky are required to carry PIP coverage on their auto policy and file accident claims through their own insurance first, but the Commonwealth does allow drivers to opt out of the no-fault system by request.
Under Kentucky law, Drivers are required to file a written accident report with the Kentucky State Police within 10 days of a car accident if the police do not investigate the accident and: The accident caused injury or death to any person and/or. They think the damage to one or both vehicles exceeds $500 in value.
A serious accident such as an at-fault collision will stay on your insurance record for up to three years.
Insurance companies in Kentucky have at least 45 days to settle a claim and make a payment after the claim is filed. Kentucky insurance companies must also acknowledge a claim within 15 days.
Kentucky is one of several states that uses a No-Fault system for motor vehicle accident. What this means is that if you're involved in an accident in Kentucky, you will have coverage for medical bills, lost wages and other costs, no matter who is at fault for the accident.
The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident according to their own insurance policy.
Pull your vehicle to the side of the road, if possible. Determine if you or a loved one has been injured. Call 911 immediately, even if you believe nobody has been injured. Obtain contact information (including auto insurance information and license number) from all parties involved in the accident.
11 Important Steps to Take After a Car CrashDetermine whether anyone is hurt.Get yourself and your vehicle out of danger.Contact the police.Collect important information.Document the scene.Avoid roadside discussions about responsibility.Call a tow truck if needed.Call your insurance company.More items...?
