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In Kentucky, the no-fault car insurance law means that you will file a claim with your own car insurance provider after a car accident whether or not you caused the crash. Your own car insurance policy will cover your damages without requiring proof of someone else's fault.
Generally, you can sue for pain and suffering damages in Kentucky if you have been injured due to someone else's negligence. Common personal injury cases involving pain and suffering damages include car accidents, slip and fall accidents, and medical malpractice.
Contact the Police You are required to contact the Kentucky State Police if there is damage to vehicles or property that totals more than $500. It is recommended that the collision be looked into and a report be filed by a local law enforcement officer or a state trooper.
To determine a potential settlement value, they first combine the total of medical expenses to date, projected future medical expenses, lost wages to date and projected future lost income. The resulting sum is then multiplied by the pain and suffering multiplier value to produce a projected settlement amount.
Ing to the Insurance Information Institute, the average car accident settlement for claims with bodily injury was $22,734 in 2022. This was much higher than the national average in 2021, which was $19,691.
In order to sue someone after a car accident in Kentucky, you must have at least $1,000 in medical expenses or have suffered any one of the following; A broken bone. Loss of a bodily function. Disfigurement.
Additionally, California does not have a statutory cap on most types of damages in personal injury cases, except for medical malpractice cases. However, there is a $250,000 cap on non-economic damages in medical malpractice cases involving non-economic injuries like pain and suffering.
The average car accident settlement for a moderate injury claim in Kentucky is $34,968. Average payouts range from $8,306 for minor injuries to $360,302 for severe injuries.