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Limits on Wage Garnishment in Kansas In Kansas, like under federal law, the maximum amount of your disposable earnings for any workweek, which may be garnished is the lesser of either: up to 25% of your disposable earnings or. the amount of your disposable earnings that's more than 30 times the federal minimum wage.
File a Bankruptcy Case in Kansas Bankruptcy is the most practical way to stop wage garnishment. This is thanks to a rule called the automatic stay, which requires your creditors to stop all collection attempts.
How to Stop a Wage Garnishment in Kansas. You have several available options for stopping a wage garnishment in the state of Kansas. Those options include paying off the debt and avoid judgement from creditors, appeal to the court, negotiate a payment plan, or file for bankruptcy.
Collect evidence showing how detrimental the wage garnishment is to your financial stability or how you qualify for an exemption. In either case, the creditor may agree to a solution that doesn't involve a garnishment, such as an adjustment payment plan or a settlement for a lump sum.
Examples of exemptions which apply to money in a bank account include any support payments such as child support or alimony, social security, disability, retirement benefits, and supplemental security income (SSI) such as unemployment and workers compensation.
Federal exemptions The bank must review your account and protect two months' worth of direct-deposited benefits before freezing or garnishing any money in the account. You may also claim this federal exemption for up to two months' worth of federal benefits if you deposit them by check.
No one creditor may issue more than one garnishment against the earnings of the same judgment debtor during any one 30-day period, but the court shall allow the creditor to file amendments or corrections of names or addresses of any party to the order of garnishment at any time.
Federal law limits wage garnishments to 25% of your disposable income (15% for federal student loans) or the amount exceeding 30 times the federal minimum wage, whichever is less. Individuals with a child support order can garnish up to 65% of disposable earnings for child support.