Indiana Complaint for Wrongful Repossession of Automobile and Impairment of Credit

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Multi-State
Control #:
US-01419BG
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Word; 
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Description

The tort of conversion occurs when personal property is taken by a defendant and kept from its true owner without permission of the owner. Conversion is the civil side of the crime of theft. In an action for conversion, the taking of the property may be lawful, but the retaining of the property is unlawful. To succeed in such an action, the plaintiff must prove that he or she demanded the property returned and the defendant refused to do so.


This form is a generic complaint and adopts the "notice pleadings" format of the Federal Rules of Civil Procedure, which have been adopted by most states in one form or another. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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  • Preview Complaint for Wrongful Repossession of Automobile and Impairment of Credit
  • Preview Complaint for Wrongful Repossession of Automobile and Impairment of Credit
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FAQ

Can a repo man move another car to get yours? No, a repossession agent may not do that. But, if the repossession company can't access your car because it is hidden, blocked, or locked up, your lender goes to court to get a replevin. Replevin is a court order compelling the collection of the vehicle.

In the State of Texas, the specific statute for wrongful repossession law is Texas Business & Commerce Code §9.609 which governs auto repossession. This statute provides that a creditor company is entitled to use self-help repossession but may only seize collateral (such as an automobile) without a court order.

In Indiana, your car can be repossessed even for the smallest ?default? on your loan. This means that your car could even be repossessed in some situations even if your payment is even a single day late.

Indiana repossession laws for motor vehicles and watercraft allow the lender to repossess the vehicle upon default without a court hearing or even notifying you of its intention to repossess the vehicle. Can you get your car back after repossession in Indiana? usdebtlaw.com ? can-you-get-car-back-after... usdebtlaw.com ? can-you-get-car-back-after...

30 days When you sign an auto loan, you take on the legal responsibility to make monthly payments on time and keep adequate insurance. If you become delinquent or late on the payment by more than 30 days, or if you don't have adequate insurance, the lender has the right to retrieve or repossess their property (your car). What Happens When Your Car Is Repossessed? - Capital One capitalone.com ? cars ? learn ? what-happen... capitalone.com ? cars ? learn ? what-happen...

A lot of bad things can happen when you stop paying your car loan. Each month you miss a payment lowers your credit score. If you can't resume payments and get caught up, your car can be repossessed. Worse, you could still owe money on your former car after you no longer have it. What to Do When You Can't Afford Car Payments - InCharge Debt Solutions incharge.org ? blog ? i-cant-pay-my-car-loa... incharge.org ? blog ? i-cant-pay-my-car-loa...

In Ohio, borrowers can have their cars repossessed as soon as they default on their payment. Your loan agreement will spell out what counts as defaulting. Often, being a single day late on a payment is a default. Repossession Laws in Ohio - Upsolve upsolve.org ? repo-laws upsolve.org ? repo-laws

Indiana state law says your car is up for repossession as soon as you're in default. Your loan agreement may list options for ?curing your default.? This refers to anything you can do to get back in good standing on your loan agreement like paying back the money you owe.

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Indiana Complaint for Wrongful Repossession of Automobile and Impairment of Credit