Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

State:
Multi-State
Control #:
US-DCPA-19.19BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."


This would include falsely stating that the entire amount of a consumer's debt is due when it is not.


Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

Related forms

form-preview
Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form
form-preview
Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

View this form
form-preview
Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt

Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using False Representation Or Deceptive Means To Collect A Debt - Falsely Stating That The Entire Amount Of A Consumer's Debt Is Due When It Is Not?

If you intend to finish, obtain, or print official document templates, utilize US Legal Forms, the largest collection of legal forms, accessible online.

Employ the site’s user-friendly and straightforward search feature to find the documents you require.

Numerous templates for business and personal purposes are organized by categories and states, or keywords.

Step 3. If you are not satisfied with the form, use the Search box at the top of the page to find other versions of the legal form template.

Step 4. Once you have found the form you need, click on the Download now button. Select your preferred pricing plan and enter your information to register for an account.

  1. Utilize US Legal Forms to acquire the Illinois Letter Notifying Debt Collector of False or Misleading Statements in Collection Activities - Engaging in False Representation or Deceptive Tactics to Collect a Debt - Unjustly Claiming that the Full Amount of a Consumer's Debt is Due When it is Not in just a few clicks.
  2. If you are already a US Legal Forms user, Log In to your account and click the Download button to obtain the Illinois Letter Notifying Debt Collector of False or Misleading Statements in Collection Activities - Engaging in False Representation or Deceptive Tactics to Collect a Debt - Unjustly Claiming that the Full Amount of a Consumer's Debt is Due When it is Not.
  3. You can also access forms you previously downloaded in the My documents section of your account.
  4. If this is your first time using US Legal Forms, follow the steps below.
  5. Step 1. Ensure you have chosen the form for the appropriate city/state.
  6. Step 2. Use the Review option to browse through the form’s content. Remember to read the details.

Form popularity

FAQ

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

If you believe a debt collector has given you false, deceptive, or misleading information, you have several options:Submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).Contact the FTC , or your state's attorney general .More items...?

Examples of fraud by false representation Examples include: Exaggerating your income on a mortgage application form. Falsifying details to obtain a credit card. Selling assets that are not yours to sell, or that do not exist.

Courts have found false and misleading representations in these cases - a: manufacturer sold socks, which were not pure cotton, labelled as 'pure cotton' retailer placed a label on garments showing a sale price and a higher, crossed-out price. However, the garments had never sold for the higher price.

Misleading or deceptive conduct is when a business makes claims or representations that are likely to create a false impression in consumers as to the price, value or quality of goods or services on offer. This is against the law.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Trusted and secure by over 3 million people of the world’s leading companies

Illinois Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not