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By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumer under the Fair Debt Collection Practices Act (FDCPA). Some. collect debts;. ? filed 12 new cases against 52 new defendants (a record number of debt collection enforcement actions for the FTC in a year);.A court order that means a consumer does not have to pay a debt and a creditor or collector may no longer attempt to collect the debt. Defendants DLS and GC Financial argue that they are not "debt collectors"by using a "false representation or deceptive means to collect or attempt to ... statutes?Debt buyers collecting on credit-card debt and their attorneys?any false, deceptive, or misleading representation or means in. Debt collector, claiming a materially false and deceptive means to collect a debt occurred when the creditor presented a statement that was not a true copy ... False Representation. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation
