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No, Illinois is not a no-fault state ? the state of Illinois adheres to a traditional fault-based system, also called a tort liability system. This means in Illinois, drivers who cause accidents are responsible for paying for them.
It's important to know your rights and the necessary steps to take after a car accident in Illinois, even if it's minor. To protect your rights, one crucial step is to file a crash report. This applies particularly if the accident caused injury, death, or property damage over $1,500 (for insured drivers).
Illinois statute (625 ILCS 5/11-408) requires that crash reports be submitted to the Department ??within 10 days after investigation of the motor vehicle accident.?
Each driver involved in an Illinois traffic crash must file a crash report if the crash caused a death, bodily injury, or more than $1,500 of property damage when all drivers are insured. If any driver does not have insurance, the threshold is $500.
Home » Blog » What Types of Vehicle Accidents Should Be Reported in Illinois? Whether your car's been totaled or you were in a fender-bender, you should report a vehicle accident to law enforcement officials in Illinois.
Illinois Car Accident Reporting Law Under Illinois law, you are required to report any car accident that results in bodily injury or $1,500 or more in property damage. This drops to just $500 if any driver involved in the accident is uninsured.
The report must be filed with the Illinois Department of Transportation (DOT) no later than 10 days after the accident. If you don't file a report when required, then you may also face penalties such as fines, jail time, or having your driver's license suspended.
How to File a Car Crash Report in Illinois: To file a car crash report with the Illinois DOT, which must be done 10 days after the accident, you, your insurance agent, the owner of the vehicle or your legal representative must complete the Motorist Crash Report (which can also be done online) and submit it to the DOT.