An Illinois Wage Deduction Order is a form of garnishment that allows a creditor to take a portion of an individual's wages in order to repay a debt. This type of order is issued when an individual has defaulted on a debt, and the creditor has taken legal action. The amount that can be taken from an individual's wages is regulated by the state of Illinois, and can be no more than 15% of the individual's net pay. There are three types of Illinois Wage Deduction Orders: Voluntary Deduction Order, Court Order, and Administrative Order. A Voluntary Deduction Order is one that is agreed to by both the creditor and the debtor; a Court Order is one that is issued by a court as a result of a court judgment; and an Administrative Order is one that is issued by a government agency or other authorized body.
Illinois Wage Deduction Order
Description
How to fill out Illinois Wage Deduction Order?
Completing official documents can be quite a hassle if you lack readily available fillable templates. With the US Legal Forms online repository of formal documentation, you can trust the templates you acquire, as they all align with federal and state regulations and have been verified by our experts.
Acquiring your Illinois Wage Deduction Order from our collection is as easy as 1-2-3. Existing users with a valid subscription only need to Log In and click the Download button once they find the right template. Afterward, if they wish to, users can retrieve the same form from the My documents section of their account.
Haven't you used US Legal Forms yet? Register for our service now to acquire any formal document swiftly and effortlessly whenever you need to, keeping your paperwork organized!
- Document adherence verification. You should carefully scrutinize the details of the form you wish to ensure it meets your requirements and complies with your state legislation. Reviewing your document and checking its overall description will assist you in this.
- Alternate search (optional). If there are any discrepancies, search the library using the Search tab above until you discover a suitable template, and click Buy Now when you find what you need.
- Account creation and document purchase. Set up an account with US Legal Forms. After the account has been verified, Log In and choose the subscription plan that works best for you. Make a payment to continue (both PayPal and credit card methods are accepted).
- Template retrieval and subsequent use. Choose the file format for your Illinois Wage Deduction Order and click Download to save it on your device. Print it for manual completion of your paperwork, or utilize a multi-functional online editor to prepare a digital version more quickly and effectively.
Form popularity
FAQ
The Debt Collection Improvement Act authorizes federal agencies or collection agencies under contract with them to garnish up to 15% of disposable earnings to repay defaulted debts owed to the U.S. government.
In the Illinois law books, the wage deduction law is located at 735 ILCS 5/12-801 through 735 ILCS 5/12-819. In a wage deduction proceeding, you serve a Summons on the Respondent/Respondent's Employer. The summons requires the employer to deduct money from the Respondent's pay and hold it for instructions from a judge.
For the most part, there are only two ways to stop wage garnishments in Illinois. First, you can pay off the judgment. You may be able to pay the judgment in a lump sum, or you may have to wait for the garnishment to run its course. The second way to stop a garnishment is by filing bankruptcy.
The document is called a Wage Deduction Affidavit. The creditor states their belief that the debtor's employer owes the creditor wages. In that affidavit, the creditor must certify that, before filing the affidavit, he mailed a wage deduction notice, explained below, to the debtor at the debtor's last known address.
Respondent should deduct each pay period 15% of Defendant's non-exempt gross wages. If Defendant's disposable earnings are less than 45 times the greater of the state or federal minimum wage, no deductions may occur. All wages withheld shall be turned over to Plaintiff or Plaintiff's attorney on a monthly basis.
WAGE DEDUCTION NOTICE (1) Under Illinois law, the amount of wages that may be deducted is limited to the lesser of (i) 15% of gross weekly wages or (ii) the amount by which disposable earnings for a week exceed the total of 45 times the federal minimum hourly wage.
If the employer and employee cannot agree, the employer cannot make deductions without complying with Section 9 of the Act.