Idaho Employee Retirement Agreement
Description
How to fill out Employee Retirement Agreement?
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FAQ
When you reach SSFRA and begin receiving your Social Security benefit, the PERSI amount is reduced although your income remains somewhat constant. The accelerated amount is based on the number of years and months you are away from SSFRA when you retire under PERSI's plan.
Your benefit is calculated based on your highest average monthly salary (gross salary) over a base period and your total months of service.
The PERSI Base Plan is designed to provide pension benefits to career public employees.
Both you and your employer make contri- butions to PERSI. Your contributions are credited to a personal account that earns interest. The money in your account belongs to you?it is always yours no matter what! Employer contributions are pooled into a trust to cover future benefits for all members.
Unless you request more withheld, PERSI will withhold 20 percent for federal taxes if the payment is made to you. You may withdraw your funds from the Choice 401(k) Plan, or you may defer distribution to a future date if you have at least $1,000 in your account when your employment with a PERSI employer ends.
During that period, the Public Employee Retirement System of Idaho (PERSI) was among the nation's most stable systems, the study found. In 2020, the state's pension fund was 89% funded, ranking in the top 10 among all 50 states.
