This is a form addressing Preferential Right to Purchase Interest Assigned. In the event assignee receives a bona fide offer from a third party to purchase all or a part of the interest assigned to assignee in this assignment, and assignee desires to accept the offer,assignee shall notify assignor in writing of the existence of the third party offer.
Iowa Preferential Right to Purchase Interest Assigned
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US-OG-504
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FAQ
This is when you give the deed to your home to the mortgage company, and the mortgage company agrees not to foreclose. A mortgage company may require you to try to sell your home before agreeing to a Deed in Lieu of foreclosure.
Iowa law presumes you hold a tenancy in common unless a preceding joint tenant agreement expressly affirms that you co-own the property with ?full rights of survivorship and not as tenants in common.?
A tenancy in common is another form of co-ownership. It is the ownership of an asset by two or more individuals together, but without the rights of survivorship that are found in a joint tenancy.
Under adverse possession laws, if a trespasser openly inhabits and improves a property, or even a small part, for a determined amount of time, he or she may gain legal title to property. Under Iowa law, an individual must occupy property for at least 5 years before the possibility of ownership.
1. A conveyance of real property to two or more grantees each in their own right creates a tenancy in common, unless a contrary intent is expressed in the conveyance instrument or as provided in subsection 2.
Some people own property with another person as joint tenants with right of survivorship. Under this form of ownership, each owner has an equal right to control and possess the property. Upon the death of one owner, the property interest of the person who died automatically transfers to the other owner or owners.
In Iowa, the redemption period after a judicial foreclosure is generally one year from the date of sale. (Iowa Code § 628.3).
