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The following is Iowa's general statute of limitations for misdemeanor crimes: Simple Misdemeanor: One year. Aggravated or Serious Misdemeanor: Three years. Fraud and Breach of Fiduciary Obligation: One year from the time of discovery but not exceeding six years, extending the one-year period by five years.
Iowa Code Chapter 614 governs Iowa's statute of limitations for the collection of open accounts, written contracts, and judgments entered by the Court. In Iowa, the statute of limitations for unwritten contracts is five years, while the statute of limitations for written contracts is ten years.
Statutes of limitations for each state (in number of years) StateWritten contractsOpen-ended accounts (including credit cards)Iowa105Kansas53Kentucky155Louisiana10347 more rows ?
The statute of limitations for small claims judgments for execution purposes is twenty years, and liens on those judgments exist for ten years. See Iowa Code sections 614.1(6), 624.23(1), 626.2 and 631.12.
For most debts, the time limit is 6 years since you last wrote to them or made a payment. The time limit is longer for mortgage debts. If your home is repossessed and you still owe money on your mortgage, the time limit is 6 years for the interest on the mortgage and 12 years on the main amount.
Iowa Code 537.7102(3) ?Debt? means an actual or alleged obligation arising out of a consumer credit transaction, consumer rental purchase agreement, or a transaction which would have been a consumer credit transaction either if a finance charge was made, if the obligation was not payable installments, if a lease was ...
If the debt is based on an unwritten contract (like many credit cards), the time limit is five years from the date of the last payment or charge on the card, whichever is more recent. If the debt is based on a written contract, the time limit is ten years from the date you made the last payment or broke the contract.
Penalty for Unlawful Interest Rate (Usury) It's unlawful to charge a higher rate of interest than permitted by these Iowa laws. If a person does charge above the allowed amount, the plaintiff can get a judgment to pay back only the principal debt without interest or costs.