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If a grantor uses a Quit-claim Deed, there is no warrant that the grantor's title is good or free of encumbrance. The grantor is merely giving up whatever interest they own in the property to the grantee. If it happens that the grantor does not actually own the property, it's bad luck for the grantee.
Adding someone to a house deed requires the filing of a quitclaim deed. The form must be executed and notarized before it can override any current deed. How much does it cost to record a deed in Iowa? An Iowa recording fee is about $7 for the first page and $5 for each subsequent page.
In Iowa, transfer-on-death deeds or registration is not allowed for real estate or vehicles.
Due to this, quitclaim deeds typically are not used in situations where the property involved has an outstanding mortgage. After all, it would be difficult for many grantors to pay off a mortgage without proceeds from the sale of the property.
To add or remove someone from your deed following a marriage, divorce, death, etc., we recommend contacting an attorney or abstract/title search company to have the proper documentation drawn up and recorded. The Auditor's office cannot prepare deeds for property owners.
Once deeds are signed and notarized, they must be filed with the recorder in the county in which the property is located. Recording (I.C.A. § 558.13) ? All Deeds must be filed along with Groundwater Hazard Statement & Declaration of Value at the County Recording Office in the property's jurisdiction (See County List).
Work With Your County Recorder Each piece of property in Iowa is represented by a document that's been processed by an Iowa County Recorder. Iowa Land Records enables customers to work directly with Iowa County Recorders by providing an electronic platform for property records.
Signing (§ 558.31) ? A quit claim deed must be signed with the Grantor(s) in the presence of a Notary Public. Additional Documents ? The State of Iowa requires that all Quit Claim Deeds that are filed also have the Groundwater Hazard Statement & Declaration of Value attached when filing to the County Recorder.