Guam ATM Service Agreement

State:
Multi-State
Control #:
US-EG-9125
Format:
Word; 
Rich Text
Instant download

Description

ATM Service Agreement between WORLDCOM Technologies, Inc. and Telocity, Inc. dated August 23, 1999. 12 pages
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FAQ

The host processor deducts the money from the cardholder's account if the cardholder demands it. The processor transmits the approval code towards the ATM and the approved machine to distribute the cash when the money is moved from the user's account towards the host processing bank account.

ATM processing is the functionality behind transactions at automated teller machines. When someone completes a transaction, such as taking money out of their account, the ATM must be able to connect to the appropriate systems to make sure that person has the authority and funds available to complete the transaction.

ATM withdrawals are fairly straightforward, even if ATMs vary in specifics. Insert your card into the machine when prompted. Enter your PIN. Select the transaction type (withdrawal, in this case). Select the account from which you wish to withdraw. Take your card back and wait for your money to be dispensed.

The ATM processing agreement lists your rights and obligations as the ATM owner as well as the rights and obligations of the ATM processor. This will be the legal contract between you and the ATM processor that runs your ATM machine program. This contract also ensures your payment as agreed upon.

The cardholder's financial institution must approve the transaction and reimburse the funds supplied to the ATM owner. The ATM processor is the piece of technology that allows this to happen. Since the processor has connections to the networks the ATM supports, it can facilitate the approval and transfer of funds.

ATM fees at national banks CompanyOut-of-network ATM feeChase$3 to $5Citi$2.50Huntington Bank$3.50Pentagon Federal Credit Union$1.508 more rows ?

When people use an ATM, they typically pay a fee between $2 and $3, which is how businesses make most of their money through these machines.

The process begins when you insert your card into the ATM card reader. After inserting your card, the mainboard will request that you enter your pin using the display. After you enter your pin using the keypad, the mainboard requests the type of transaction to occur using the display.

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Guam ATM Service Agreement