Guam Consent to Discuss Consumer's File in Presence of Third Person

State:
Multi-State
Control #:
US-01408BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Credit Reporting Act provides that the consumer, in obtaining disclosure of information in the consumer's file from a consumer reporting agency personally, is permitted to be accompanied by one other person of the consumer's choosing, which person must provide reasonable identification. The act further provides that the consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in such person's presence.

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FAQ

Guam became a U.S. territory in 1898 and placed under the jurisdiction of the U.S. Navy. The Guam Organic Act of 1950 conferred U.S. citizenship on Guamanians and established the territory's government. The Act also transferred Federal jurisdiction over Guam from the U.S. Navy to the Department of the Interior.

Voting rights of citizens in Guam differ from those of United States citizens in each of the fifty states. In the U.S. House of Representatives, Guam is entitled to a delegate, who is not allowed to vote on the floor of the House, but can vote on procedural matters and in House committees.

Guam is an unincorporated territory of the United States. Most but not all federal laws apply to Guam. In addition to the U.S. Constitution, which is the supreme law of the U.S., federal laws include statutes that are periodically codified in the U.S. Code.

Guam is a two-party presidential representative democracy, in which the Governor is the head of government. Guam is an organized, unincorporated territory of the United States, with policy relations between Guam and the US under the jurisdiction of the Office of Insular Affairs.

An insular area is a ?jurisdiction that is neither a part of one of the several States nor a Federal district.? In other words, Guam is neither a state nor a federal district, like the District of Columbia, and only parts of the Constitution apply to its citizens.

The Guam Code Annotated (GCA) establish the permanent laws of Guam relating to and in force in Guam.

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Guam Consent to Discuss Consumer's File in Presence of Third Person