This form is a sample personal injury complaint filed by the guest passenger in a vehicle involved in accident.
Florida Complaint regarding Auto Accident (Guest Passenger vs Driver)
State:
Multi-State
Control #:
US-PI-0283
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Complaint Regarding Auto Accident (Guest Passenger Vs Driver)?
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FAQ
-No person trans- ported by the owner or operator of a motor vehicle as his guest or passenger, without payment for such transportation, shall have a cause of action for damages against such owner or operator for injury, death or loss, in case of accident, unless such accident shall have been caused by the gross ...
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.
Cognitive distraction. Even a single passenger can take your attention off the road if you're engaged in an intense discussion with them. Conversations require mental focus and, when they're happening in a car, your focus is stolen from the task of driving.
Insurance applies to the vehicle. So, if someone else is driving your car, and they get into a collision, it will be your insurance that will apply. This is because, in Florida, car insurance follows the vehicle first and the driver second.
If you allow the ?permissive use? of your car, the person borrowing your vehicle is then legally covered by your auto insurance policy. This is the case even when the other person carries their own car insurance coverage.
Collecting damages from uninsured drivers If the other driver is at fault, that driver's insurance company will cover the remaining 20 percent. However, if the other driver is uninsured, your only option for compensation is to file a lawsuit.
Introduction. Under Florida law, state statutes state that the owner's coverage must apply if you have an accident while driving someone else's car. In other words, any policy issued to a vehicle owner (not a driver) will apply to anyone who drives it (except when they're out of state).
If you're injured in someone else's car, the damages you receive may come through your own PIP policy. However, if you're not a car owner or don't have PIP, you may still be covered by: The PIP insurance of the driver whose car you were in. A family member's PIP insurance.