Florida Home Foreclosure Prevention Package

State:
Multi-State
Control #:
US-P111-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package provides many different tools for a homeowner to prevent foreclosure of a home. The forms cover various means to obtain assistance at all stages of the foreclosure process. Purchase of this package is a savings of 63% over purchase of the forms individually! Included in this package are the following forms:



1. Letter to Lender for Produce the Note Request


2. Offer by Borrower of Deed in Lieu of Foreclosure


3. Motion to Dismiss Foreclosure Action and Notice of Motion


4. Petition or Complaint to Enjoin Nonjudicial Foreclosure Sale and for Declaratory Relief


5. Petition to Enjoin Foreclosure Sale and Seeking Ascertainment of Amount Owed on Note and Deed of Trust


6. Qualified Written RESPA Request to Dispute or Validate Debt


7. Request to Lender or Loan Servicer for Loan Modification Due to Financial Hardship - Requesting Change to Fixed Rate of Interest of Adjustable Rate


8. Hardship Letter to Mortgagor or Lender to Prevent Foreclosure


9. Sample Letter for Short Sale Request to Lender


10. MHA Request for Short Sale


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FAQ

Court-Ordered Eviction Florida Foreclosure PhaseDurationPre-Foreclosure Phase30 ? 120 DaysNotice of Default90 DaysSummons and Complaint1 ? 2 MonthsRight to RedeemVaries3 more rows ?

By filing a Chapter 13 Bankruptcy Petition you immediately stop mortgage foreclosure. You are able to file a Plan which gives you up to five years to get caught up on your mortgage delinquency.

A reinstatement is the simplest solution for a foreclosure, however it is often the most difficult. The homeowner simply requests the total amount owed to the mortgage company to date and pays it.

The lender must publish a notice of the foreclosure sale on a publicly accessible website for at least two consecutive weeks before the sale or in a newspaper once a week for two consecutive weeks, with the second publication at least five days before the sale. (Fla. Stat. Ann.

Ways to Stop Foreclosure in Florida Declare Bankruptcy. Yes, bankruptcy is a way through which foreclosure can be stopped. ... Applying for Loan Modification. ... Reinstating Your Loan. ... Plan for Repayment. ... Refinancing. ... Sell Out Your Home. ... Short Sale. ... Deed In Lieu of Foreclosure.

Receive a notice or pre-foreclosure ?breach letter? ? During the pre-foreclosure stage, your loan servicer must send you a notice known as a ?breach letter.? The notice must inform that you are past due on your mortgage payments, highlight your options for avoiding foreclosure action, and provide at least 30 days to ...

Respond to foreclosure proceedings in court ? Loan servicers may only begin foreclosure sale proceedings after you are 120 days past due on your mortgage payments. Once a foreclosure lawsuit has been initiated, you have 20 days to respond to the court to avoid a default judgment.

Repay your missed payments Paying off all your missed payments and other charges is one of the easiest ways to stop foreclosure. If you act early, you will minimize the number of extra costs you have to pay off. Most lenders will grant your request and reinstate your loan once you pay off your delinquent amount.

6 ways to stop foreclosure Mortgage repayment plan. ... Loan modification. ... Deed-in-lieu of foreclosure. ... Short sale. ... Short refinance. ... Refinance with a hard money loan.

The Length of the Florida Foreclosure Process Timeline can vary. Generally, it lasts between 8 to 14 months. On the other hand, if you hire a Foreclosure Defense Attorney, it can take longer.

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Florida Home Foreclosure Prevention Package