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A bankruptcy dismissal means that your bankruptcy has been stopped before the court granted a discharge order. A bankruptcy dismissal occurs when a bankruptcy filer fails to meet a requirement of the Bankruptcy Code. This is known as a deficiency.
Early on, Chapter 13 and Chapter 7 cases may be dismissed for similar reasons, almost all of them procedural: Failure to pay the court filing fee; improper preparation for, or failure to attend, the meeting of creditors; failure to attend the required financial management course; failure to file all required bankruptcy ...
To be discharged from bankruptcy means that you are released from all obligations to repay debts included in your bankruptcy filing. A full and complete discharge is the primary advantage of filing bankruptcy when an insolvent person seeks relief under the Bankruptcy and Insolvency Act.
The Court may adjourn the hearing without setting a future date and may also order the Trustee to be discharged with the rights of creditors to be reinstated. This leaves the debtor as an undischarged bankrupt without protection from creditors.
Absolute discharge?The bankrupt is released from the legal obligation to repay debts that existed on the day the bankruptcy was filed, with the exception of certain types of debt. Conditional discharge?The bankrupt must meet certain conditions to obtain an absolute discharge.
You will be automatically discharged (without having to make a court application) 9 months after filing for bankruptcy if: ° this is your first bankruptcy; ° your discharge is not opposed by your trustee, your creditors, or the Office of the Superintendent of Bankruptcy; ° you have gone to counselling sessions; ° your ...