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An accident must be reported if: It resulted in the injury or death of any person. The accident occurred on a public highway and resulted in property damage to an apparent extent of $500 or more. It involves a driver whose physical ability is impaired by the use of alcohol and/or drugs.
Delaware No-Fault (PIP) Car Insurance Law, 21 Del. C. § 2118. Delaware no-fault law (AKA: PIP or personal injury protection) provides for specific car insurance benefits ($15,000 per person, $30,000 per accident) that cover medical bills, loss of net earnings, funeral expenses, household help, etc.
Although Delaware is a fault-based auto insurance state, drivers still have to carry personal injury protection insurance. This type of policy is sometimes called no-fault insurance because it pays for medical bills for you and your passengers after an accident regardless of fault.
Delaware is a fault state, which means if you cause damage in an accident while you're uninsured, you'll have to pay for it out of pocket. Additionally, the state will again suspend your driver's license and registration for six months.
Delaware reporting requirements Delaware Code Title 21 § 4203 requires that a driver must immediately report the crash to police when: The collision resulted in injury or death; The collision results in property damage of $500 or more; or. An involved driver appears to be impaired as a result of alcohol or drugs.
Delaware has a form of no-fault automobile insurance called Personal Injury Protection or ?PIP?, which pays for your medical bills and lost wages, but not for your pain and suffering. Delaware no-fault law allows you to sue the person who caused the car accident and your injuries for pain and suffering.
Pain & Suffering in a Delaware Car Accident Case Under Delaware law, a damages award in an auto accident lawsuit must be just and reasonable compensation for the injuries and harm caused by the negligent driver. There is no formula which determines the amount of an award for pain and suffering.