Delaware Guide for Protecting Deceased Persons from Identity Theft
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How to fill out Guide For Protecting Deceased Persons From Identity Theft?
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FAQ
Deceased family member identity theft, also known as ghosting, occurs when someone uses the personal information of a deceased person to commit fraud. This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name.
Under the Delaware identity theft statute, you could be arrested if you knowingly obtain, use, or sell someone's personal information without their consent. The crime includes both situations where someone intended to use the information AND where they pass it off to a third party.
Although family members are not personally responsible for the debts of their deceased loved ones, it may take an effort to resolve the situation if a loved one's identity is stolen. You and your family can take action to prevent identity theft from happening.
Follow these tips to reduce the risk of a deceased person from having their identity stolen: Send copies of the death certificate to each credit reporting bureau, asking them to put a ?deceased alert? on the credit reports. Review the deceased taxpayer's credit report for questionable credit card activity.
Follow these tips to reduce the risk of a deceased person from having their identity stolen: Send copies of the death certificate to each credit reporting bureau, asking them to put a ?deceased alert? on the credit reports. Review the deceased taxpayer's credit report for questionable credit card activity.
Even after someone dies, it's still possible for criminals to use their information to illegally open credit cards, apply for loans, file fraudulent tax returns, and buy goods and services. In some cases, thieves intentionally steal the identity of someone who has died ? a practice known as ghosting.
The IRS doesn't need a copy of the death certificate or other proof of death. Usually, the representative filing the final tax return is named in the person's will or appointed by a court.