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Listen. Mortgage Foreclosure Mediations resumed in August 2020. All mediations are being conducted virtually.The Nineteenth Judicial Circuit Court of Lake County is pleased to announce there is now free housing counseling and mediation services. (a) An Automatic Residential Mortgage Foreclosure Mediation Program is established. The goal of the mediation program is to deliver critical services to Cook County homeowners in crisis as early as possible once the foreclosure process begins. "Foreclosure mediation" is a process that sometimes helps homeowners keep their homes after falling behind in their mortgage payments. Mediators to request that lenders provide written documentation of reasons for rejecting a loan modification proposal. Vermont's foreclosure mediation program. The Program is available to parties to a first or second mortgage foreclosure action involving a one- four family residential property. How does the homeowner apply for foreclosure mediation?