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The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb these annoying and abusive behaviors, but some debt collectors flout the law. Here ... By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumer under the Fair Debt Collection Practices Act (FDCPA). Some.In all letters to consumers, debt collectors must include their DCWP license number. An example is 1234567-DCA. Consumer Financial Protection Bureau (CFPB) A ... (II) Any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt;. (c) The false representation ... (B) Any services rendered or compensation that may be lawfully received by a debt collector for the collection of a debt;. (3) The false representation or ... In 1977 Congress enacted the first comprehensive federal debt col- lection statute, the Fair Debt Collection Practices Act (FDCPA).' Con-. Repercussions of Similar Litigation Conduct by Texas Debt Collection Lawyers Under Texas Law. 9of ?any false, deceptive, or misleading representation. The Act, but it does not cover every question that could arise in the daily practice of collections. Texas is the only state whose fair debt law is ... Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, ... Or (2) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.84 This set of false or ...