California Retail Charge Account Agreement Initial Disclosure Statement

State:
Multi-State
Control #:
US-02855BG
Format:
Word; 
Rich Text
Instant download

Description

Various disclosures must be made by the creditor to the customer in connection with the opening of an open-end credit account. The creditor must make the disclosures required by the Federal Reserve Board's Regulation Z clearly and conspicuously in writing.
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  • Preview Retail Charge Account Agreement Initial Disclosure Statement
  • Preview Retail Charge Account Agreement Initial Disclosure Statement
  • Preview Retail Charge Account Agreement Initial Disclosure Statement

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FAQ

The (TDS) describes the condition of a property and, in the case of a sale, must be given to a prospective buyer as soon as practicable and before transfer of title.

California disclosure requirements for commercial property Water heater bracing. Location of the property in a seismic hazard zone or earthquake fault zone. Flood hazards and the need for flood insurance. Location of a property in a Very High Fire Hazard Zone. Wildland/urban interface area. Earthquake safety improvements.

Material Fact: Any fact that could affect a reasonable person's decision to buy, sell, or lease is considered a material fact and must be disclosed by a broker to the parties in the transaction and any interested third parties regardless of the broker's agency role within the transaction. N.C.G.S.

Seller Disclosure Requirements & Transfer Statements In California, sellers are required to disclose any known issues that happened on the property. That is not limited to building issues; it also includes catastrophic events on the property like a natural death or murder.

Truth in Lending Act | Federal Trade Commission.

TILA disclosures include the number of payments, the monthly payment, late fees, whether a borrower can prepay the loan without penalty and other important terms. TILA disclosures is often provided as part of the loan contract, so the borrower may be given the entire contract for review when the TILA is requested.

Certain Sellers are exempt from completing the TDS but not exempt from making other disclosures. Sellers who are not legally required to complete a TDS can use this form to make other required disclosures, including the disclosure of material facts of which they are aware.

A California property disclosure statement, also referred to as a (TDS), is a document used during a real estate transaction to inform buyers of the true condition of the property being sold by an owner (seller).

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California Retail Charge Account Agreement Initial Disclosure Statement