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The Texas Insurance Code permits an agent to charge fees to clients for services the agent agrees to perform in connection with the sale or service of an insurance policy.
An insurance referral program is a form of marketing that encourages customers familiar with your agency and services to share their positive experiences with family and friends.
Article 9.30 prohibits the giving, allowance, acceptance or receipt of a rebate, discount, commission, or other thing of value directly or indirectly for solicitation or referral of title insurance business.
If they're happy with what you did for them, ask them if they'd be willing to refer someone else they know who could benefit from what you have to offer. One thing to keep in mind ? you certainly can ask customers for referrals via an email or phone call. The best time to do it, however, is when you're face to face.
9.30(A) of the Texas Insurance Code prohibits giving of a rebate, discount, commission, or any thing of value directly or indirectly for soliciting or referring title insurance business.
(a) It is unlawful for any person to solicit, receive, offer, or pay any referral fee for the referral of an individual for the furnishing of services or goods for which the person knows or should have known whole or partial reimbursement is or may be made, directly or indirectly, by any insurer.