Alabama Consumer Loan Agreement
Description
How to fill out Consumer Loan Agreement?
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FAQ
Section 5-19-21 - Administrator Authorized to Make Rules and Regulations; Filing Notice of Intended Action With Legislative Reference Service; Transactions Entered Into After .
Section 5-19-16 - Refusal by Court to Enforce Unconscionable Agreement. Refusal by court to enforce unconscionable agreement.
The State Board of Health shall have authority and jurisdiction: (1) To exercise general control over the enforcement of the laws relating to public health. (2) To investigate the causes, modes or propagation and means of prevention of diseases.
Section 5-19-3 Maximum finance charges; contracting for minimum finance charge; alternate per month computed finance charge. refinancing; and real property transactions. Section 5-19-5 Acceptance of negotiable instruments as evidence of consumer debt.
(a) No creditor shall engage in any one or more of the following activities without first having obtained a license from the administrator: (1) Making consumer loans to Alabama residents, regardless of whether the creditor has a place of business in Alabama or an employee residing in Alabama.
Consumer Credit License. This License is required for any company or sole proprietor that will extend credit or take assignments of consumer credit contracts secured by residential real estate located in Alabama.
What does Consumer credit agreement mean? It is an agreement between an individual (the 'debtor') and any other person (the 'creditor') by which the creditor provides the debtor with credit of any amount.
