Alaska Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

State:
Multi-State
Control #:
US-DCPA-19.18BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."


This would include falsely stating or implying that a consumer is required to assign their wages to their creditor when such assignment is not required.

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using False Representation Or Deceptive Means To Collect A Debt?

It is possible to invest hours on the web attempting to find the legitimate file web template that fits the federal and state specifications you require. US Legal Forms gives thousands of legitimate types that are reviewed by pros. You can easily acquire or printing the Alaska Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt from the support.

If you have a US Legal Forms accounts, you may log in and click the Download option. After that, you may complete, change, printing, or indicator the Alaska Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt. Each legitimate file web template you acquire is your own forever. To have yet another backup of the acquired form, go to the My Forms tab and click the related option.

If you work with the US Legal Forms site the very first time, stick to the basic recommendations beneath:

  • Very first, make certain you have selected the proper file web template for the area/town of your liking. Browse the form information to ensure you have picked out the right form. If available, use the Review option to look with the file web template as well.
  • If you would like locate yet another variation from the form, use the Research area to find the web template that meets your requirements and specifications.
  • Upon having located the web template you desire, simply click Buy now to proceed.
  • Pick the prices strategy you desire, enter your credentials, and register for your account on US Legal Forms.
  • Full the transaction. You can utilize your credit card or PayPal accounts to fund the legitimate form.
  • Pick the formatting from the file and acquire it to your system.
  • Make modifications to your file if necessary. It is possible to complete, change and indicator and printing Alaska Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt.

Download and printing thousands of file web templates while using US Legal Forms Internet site, that offers the most important selection of legitimate types. Use specialist and condition-specific web templates to deal with your company or person needs.

Form popularity

FAQ

Here are a few suggestions that might work in your favor:Write a letter disputing the debt. You have 30 days after receiving a collection notice to dispute a debt in writing.Dispute the debt on your credit report.Lodge a complaint.Respond to a lawsuit.Hire an attorney.

Your dispute should be made in writing to ensure that the debt collector has to send you verification of the debt. If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

The Fair Debt Collection Practices Act forbids a debt collector from making any false or misleading statements when they are attempting to collect a debt.

If you believe a debt collector has given you false, deceptive, or misleading information, you have several options:Submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).Contact the FTC , or your state's attorney general .More items...?

9 Ways to Outsmart Debt CollectorsDon't Get Emotional.Make Sure the Debt Is Really Yours.Ask for Proof.Resist the Scare Tactics.Be Wary of Fees.Negotiate.Call In Backup.Know the Time Limits.More items...?

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

Trusted and secure by over 3 million people of the world’s leading companies

Alaska Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt