Alaska Proposed employees' loan and guaranty benefit plan
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How to fill out Proposed Employees' Loan And Guaranty Benefit Plan?
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FAQ
The State of Alaska 457 Deferred Compensation Plan (DCP) allows you to set aside and invest a portion of your income for your retirement on a voluntary basis. It is designed to complement the Alaska SBS Supplemental Annuity Plan and the Alaska PERS/TRS Defined Contribution Retirement Plan.
Most public employees in Alaska do not participate in Social Security.
Alaska Supplemental Annuity Plan The SBS-AP is a defined contribution plan governed by section 401(a) of the Internal Revenue Code. Your contribution to the plan equals 6.13% of your gross pay up to the current Social Security maximum. Your contributions are deducted from pre-taxed income and are matched by the state.
The Alaska Cost-of-Living Allowance (COLA) was established as an allowance to assist retirees, who elect to remain in state, to defray the higher cost of living in Alaska. The amount of COLA a PERS member receives is 10% of their base retirement benefit (or a minimum of $50 per month, whichever is larger).
Alaska is one of the few states that does not have a state income tax, which could be a significant financial benefit for retirees. Juneau is often listed as one of the best places for retirees due to its mix of city amenities and outdoor recreation opportunities.
Age Requirements Age 60 for normal retirement or age 55 for early retirement if you first entered the PERS on or after July 1, 1986 (Tier II or Tier III).
Age 60 for normal retirement or age 55 for early retirement if you first entered the PERS on or after July 1, 1986 (Tier II or Tier III).
The Post Retirement Pension Adjustment If you meet these requirements or are age 60 to 64 on July 1, 2023, you will receive 50% (3.948%) of the Consumer Price Index (CPI) change during 2022. Retirees aged 65 or older and all disability benefit recipients receive 75% (5.923%) of the CPI.
