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The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient's consent or knowledge.
A Group Health Plan is an employee welfare benefit plan covering 50 or more Participants established by an employer or employee organization like a labor union called the ?Plan Sponsor? that pays for or provides employee or member Medical Care or, regardless of size, is administered by someone besides the Plan Sponsor.
In general, a health plan offered by an employer or employee organization that provides health coverage to employees and their families.
HIPAA's "portability" protection means that once a person obtains creditable health plan coverage, he or she can use evidence of that coverage to reduce or eliminate any preexisting medical condition exclusion period that might otherwise be imposed when moving to another health plan.
Title I of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) protects health insurance coverage for workers and their families when they change or lose their jobs. Visit the CMS website below for Title I information regarding pre-existing conditions and portability of health insurance coverage.