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New York law requires that you have auto liability insurance coverage. Insurance certificates must show automobile liability coverage with the Department listed in the certificate holder section.Fill Out The Dealer Vehicle Liability And Property Damage Certificate Of Insurance - West Virginia Online And Print It Out For Free. 055 "Motor vehicle liability policy" defined. Raizner Slania LLP examines the different types of insurance car dealerships need to file a car dealership insurance claim. Liability coverage pays for both property damage you caused to another's property, as well as any bodily injury caused to others as a result of the accident. Does my liability insurance cover me for liability while I am using my vehicle in service of a Transportation Network Company (TNC) such as Uber and Lyft? Liability insurance covers bodily injury to another person or property damage to another's vehicle or property when the insured is at fault for an accident. It helps cover claims that your business caused bodily injury or property damage to someone else's belongings. This special coverage, known as garage liability insurance, is designed for commercial sellers, including new and used automotive dealers.