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You have little or no credit history; â—‹ Your yearly income is less than 40X the monthly rent; â—‹ You have no income (eg. Time student).In most cases, a guarantor is someone who can afford your apartment and has a great credit report. You may need a guarantor to rent an apartment in NYC. Getting approved for an apartment in NYC is not easy. When completing the Guarantor application, please also download, complete, and return the Guarantor form below. What is a guarantor though? And how do you know if you need one? If you are sharing an apartment, it is important to understand the guarantor is ultimately responsible for the entire lease. Those who work with rental apartments will know which landlords will be more lenient.
