Debt Collector Information For Hire

State:
Multi-State
Control #:
US-DCPA-19.14BG
Format:
Word; 
Rich Text
Instant download

Description

The Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities is a crucial legal tool designed for addressing violations under the Fair Debt Collection Practices Act. This form allows users to formally communicate issues regarding misleading representations made by debt collectors—a practice explicitly prohibited by Section 807 of the Act. Key features include a clear structure for detailing the specific violation, including pertinent case details and evidence of the misleading information. Users should fill in personal and agency information accurately and provide a timeline for action from the debt collector. Attorneys, partners, owners, associates, paralegals, and legal assistants will find utility in this form for efficiently addressing unlawful debt collection practices, preparing for potential litigation, and protecting the rights of clients. The form serves as a formal notification and demands a response from the debt collector, which can be pivotal in legal proceedings. It emphasizes the requirement for the debt collector to act swiftly to rectify their misrepresentation and informs them of possible legal consequences for non-compliance.
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  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Communicating Or Threatening To Communicate To Any Person False Credit Information, Including The Failure To Communicate That A Debt Is Disputed?

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FAQ

If you choose not to verify your identity by providing information, like your Social Security number, the debt collector will generally ask you for another form of identification, including: Account number for the debt in question, if you know it. Other contact information, such as your current or previous address.

You contacted me by [phone/mail], on [date] and identified the debt as [any information they gave you about the debt]. I do not have any responsibility for the debt you're trying to collect. If you have good reason to believe that I am responsible for this debt, mail me the documents that make you believe that.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

A debt collector may call your employer once to verify your employment. Healthcare providers and their agents may also call your employer to find out if you have medical insurance. Otherwise, the debt collector must contact your employer in writing.

This is where we get our "7-in-7" concept. You can attempt to contact a consumer about 1 debt 7 times in 7 days. And it's the "1 debt" that's key here. Phone numbers do not matter; how many debts your agency has for the consumer does.

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Debt Collector Information For Hire